How To Get Bank of America EDD Debit Card

How do you pay for your daily spending? For most people, they normally consider using cashless ways of making payments. In any case, such ways are normally more convenience as you will not have to carry loads of cash in your pocket. Better still, you will not need to have your check book with you so that you can write a check for the goods bought at any retail shop out there. This has made debit cards very popular out there. Currently, all banks are offer different types of debit card to their customers. Such as world famous bank “Bank of America” offer EDD debit card.

Debit cards are normally linked to your checking account. Any moment that you use money to buy a certain product or service, the same amount of money gets taken out of the linked account. Since there are many types of debit cards, we shall focus more attention on the Bank of America EDD Debit Card. The EDD debit card basically means Employment Development Department debit card.

It is important to note that Bank of America EDD debit card allows you to access your funds 24/7. The good news is that you can readily use it anywhere Visa debit cards are accepted. With this card, customers can now receive their un-employment; disability and paid family leave programs benefits seamlessly. In addition, their funds will always be secure. It is important that the card is normally valid for 3 years after the date of issue.

Therefore, you should always take care of this card, as you will use it for all the EDD benefits programs. As long as you have this card, you will be able to pay use it to settle your bills. Also, you will be able to get access to cash at any ATM near you. It’s truly an incredible debit card.

Benefits Of Having Bank of America Edd Debit Card

It is important to note that EDD normally issues benefit payments for disability insurance, paid family leave and unemployment insurance claims using the EDD Visa debit card. As you use this card, you should always remember that, it is only valid for three years from the date of issue. However, it can used for all EDD benefit programs. Therefore, you should ensure that you keep it until it expires.

By having Bank of America EDD debit card, there are many benefits that you are likely to enjoy. They include:

  • Enables you to use your card to pay bills
  • It can be used anywhere VISA debit cards are accepted.
  • Allows you to access cash whenever you visit ATMS or point of sales. Also, you will get cash when you are at Visa banks and credit unions.
  • More convenient as you will not wait for checks in your mail.

Process To Get Bank of America Edd Debit Card

The above mentioned debit card provides you with a fast and a more convenient way of managing your finances. The good news is that you can now login to your account from your PC or via the Bank of America mobile app. However, if by any chance, you are not able to access Bank of America EDD debit card online account; the following are some of the helpful steps that you should consider:

Log In Online Account

The following are the steps that you should follow in order to log on to your online bank account.

  • Go to your web browser and then type https://prepaid.bankofamerica.com/EddCard/.
  • In the sign in area, you will see a section where you need to fill in your username or card number. Once you fill in these details, click sign in.
  • Enter the necessary information in order to verify your identity and then access your online banking account. If all these details are right, you can be sure that you will be directed to your online banking account’s dashboard.

Steps To Activate The Debit Card?

There are instances where you might have a new debit card and you need to activate it. The following are the steps that you should follow:

  • Click tab ‘Activate My Card’
  • Enter the number of your new debit card then click ‘Continue’.
  • Follow any additional information the website might require you to fill; so that you can activate your pre-paid debit card and banking online. Basically, this process will not take a lot of time to complete it.

Sign Up Process For Mobile Text And E-mail Alerts

We are in the informational age and there is need for you to be updated about activity on your California EDD prepaid debit card. To achieve this objective, you should sign up for mobile texts and email alerts. By doing this, you will receive emails and text messages in real-time.

To sign up for mobile texts and email alerts, you should first log in to your account online. And then activate the alerts you want to receive. Under profile, you should select alert settings and then add your mobile number and email address.

Thereafter, select ‘Alert’ option under profile and then choose the mobile text & email alerts you would like to be receiving. Besides this, you will have the liberty to choose the duration you want to receive alerts. For optimal results, you should choose to get notified as soon as you have received a new deposit on your account. All you need to do is to activate ‘Value load alert’ and you will be good to go.

Once this is done, configure when you want to receive a low balance alert. This will help avoid the embarrassment that might come with being declined to buy a certain product or service due to insufficient funds. In this case, you should activate ‘low balance alert’. Finally, always ensure that you have your daily starting balance handy. To achieve this, you should activate ‘daily balance alert’.

Use My EDD Debit Card

To start with, you can readily use this card anywhere VISA card is accepted; such as in the stores, online and by phone. Here, you will be able to withdraw cash at any ATM or bank near you. Besides this, you will be able to withdraw cash from sores with cash back options.

This card allows you to transfer funds to the financial institution of your choice at no additional cost. Apart from this, you will be able to be notified whenever you make a deposit to your card, or whenever you have a low balance.

Make A Visa Purchase Using My EDD Debit Card

It is important to note that you can use your EDD Debit card everywhere Visa debit cards are accepted. You can use the card to make purchases with a signature or with a PIN. If you want to make purchases with a signature, you just need to present or swipe your card and then choose ‘credit’. Sign and then take your card and receipt.

On the other hand, if you want to make purchases with a PIN, you should swipe your card first and then choose ‘debit’ and then enter your PIN. In case you want cash, you just need to select the amount you want and then it will be added to your purchase. Once this is done, take your card, cash and the receipt.

Keep Track Of Account Transaction Activity

Fortunately, your account transaction activity is normally available 24 hours a day. If you want to track your account transaction, you can call toll-free Bank of America EDD Debit Card customer service at 1.866.692.9374.Here, you will get automated information on your recent deposits and transactions. In fact you can get your monthly paper statement and so on.

Besides this, you will get notified immediately you make a new deposit through the value load alert. All you need to do is to sign-up for alerts by logging in to your account and then select Alert settings and Alert options under Profile.

Please Also Ask

How do I get my PIN for my EDD debit card?

Once you receive the card, you should call the EDD Debit card customer service toll-free at 1.866.692.9374.Better still you should visit customer service at www.bankofamerica.com/eddcard so as to activate the card and select your PIN.

How Do I Check The Balance On My EDD Debit Card?

You can readily check your debit card balance 24 hours a day at no additional cost using automated account information through the  toll-free customer service number, 1.866.692.9374

How do you get paid by EDD?

To start with, it will take at least 3 weeks to process a claim for unemployment benefits and issue payment to most eligible workers. When your first benefit payment is available, you will receive the above-mentioned card in the mail. Thereafter you can activate it and then start tracking hose you use and transfer your benefit payments.

Can you withdraw money from EDD without card?

Yes. All you need to do is to go online by visiting the Bank of America website and then click on the Bank of America EDD. Thereafter, you can type in your bank account number so that the money EDD puts will automatically go to your bank account instead of the card. By doing this, you will be able to make withdrawals without necessarily using the card physically.

Can I transfer money from my EDD debit card to my bank account?

Yes. You can opt to transfer some or all your benefits to your checking or savings account by performing a direct deposit transfer. On the EDD Debit card page, you will see information regarding direct deposit transfers.

How Long Does It Take EDD To Put Money On Card?

If you enroll in recurring transfers to your bank account, the funds will post to your bank account within 1-2 business days after the EDD deposits the funds to your digital card.

Is there a daily limit on EDD debit card?

Yes. You will be able to withdraw up to $1000 from any ATM after 24 hours period using the Bank of America EDD debit card. Due to security reasons, there may be limits on the amount, number and type of transactions you can make using your card. If suspicious activity is detected, you might be restricted from using the card.

What The Fees Associated With Using My Account?

Depending on your location, these fees will differ. For instance, if you are want to make withdrawals ‘in-network’ or in Bank of America ATM, you will not incur any charges. However, if you want to make withdraws outside the Bank of America ATMs; you will be charged a $1.00 fee by the ATM operator even if you do not complete the transaction. However, you will be charged this fee after 2 free of each deposit.

What Is A Transaction Fee Or Service Fee?

You will note that fees of the debit card transactions are normally charged to your account on the day they occur. It is important that you refer to your complete schedule of bank fees in your deposit agreement. So that you can understand any transaction and service fees that might apply to your card.

Am I responsible for transactions that I did not make?

The Bank of America ‘Zero liability’ policy normally protects you against fraudrent transactions in case your card is stolen or lost. In case you misplace your card or someone uses it without your express permission, you should contact the Bank of America EDD debit card customer service at 1.866.692.9374 as soon as possible.

Here, you will start the error resolution or dispute process. On the EDD Debit card agreement, there are specific instructions that can help you with the dispute process and the time frames you should consider so that your hard-earned money is not lost.

Are there any transactions that I can make with my card that will cause a “hold” on my funds?

Yes. Since the above-mentioned card functions just like a debit card, some transactions will cause a ‘hold’ on your funds. This is usually the case when you do not have enough money in your account to pay a certain bill. For instance, when you want to buy some gas for your car at a certain gas station or you want to pay a hotel bill and you do not have sufficient funds in your account to complete the transaction, there will be a ‘hold’ on your funds.

This actually makes these funds unavailable for other purchases. Since these holds might take a week in order to get removed. You should always ensure that you have enough funds in your account to avoid such inconveniences before making any transactions.

Why does my EDD card keep declining?

Your EDD card might keep on declining if the payment exceeds your daily spending limits. In most cases, this normally happens if the payment is larger than the maximum transaction allowed to your account.

How Long Does It Take To Receive Unemployment From EDD?

It will take at least 3 weeks to process a claim for unemployment benefits and issues payments for eligible workers.

How do I replace my EDD debit card?

To replace your lost card, you should contact the Bank of America EDD Debit card customer service by calling 1-866-692-9374 or 1-866-656-5913. This card will mailed to you at no cost.

How do I know if my EDD card is expired?

To determine if your card has expired or not, you just need to check the expiration date on the front side of the card. The expiration date normally indicated on that section of the card. However, it is important to note that the card normally expired after three years, from the issued date.

Will my EDD Debit Card affect my credit score?

No. If you fear that EDD debit card might affect your credit score, then worry not! This is because the EDD debit card is not associated with a credit line. Therefore, it will not show up on your credit report.

Final Recap

The EDD debit card has made life easier for those who like making purchases out there since they do not have to carry loads of cash with them anytime they are going for shopping. All you need to do is to ensure that you have enough funds in your account and you will be good to go. It is fast and more convenient to use, compared to other cards.

Besides this, you will not incur huge fees when using the card. Consider having this card and you will enjoy the results.

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