Prepaid debit cards have revolutionized the way people make transactions on a daily basis. As we speak, you can use the card to make purchases, pay bills, and so forth. Netspend card is not an exception. First and foremost, this prepaid debit card from Netspend offers a lot of conveniences. With this card, you can buy anything you please at any store or outlet that accepts debit Visa or MasterCard. Besides this, you can use the card internationally. All that you need to do is to ensure that your card is loaded and you will be good to go.
As we speak, there are a plethora of methods that can help you load your Netspend card. In this article, we shall take a closer look at the various places where you can load your Netspend card balance so that you can have a hassle-free experience when using this card.
Best Places To Load Your Netspend Card Balance
Yes. Like we mentioned above, there are many places where you can reload your Netspend card. This includes in-person cash reloads at the participating locations. As you purpose to visit some of these places, you can expect to pay a small fee for your card to be reloaded. For convenience purposes, it is essential that you find a reload location that is closer to your home.
To find this location, you should visit netspend.com/account/location-finder and then enter your ZIP code. The good news is that Netspend’s online location finder will show you the 10 reload locations close to you and their respective fees for each one of them. Here is a cross-section of what you can expect:
|Reload Location||Reload Fee|
Depending on where you live in the US, expect to find different reload locations. The fee that is charged at these locations is worth it as you will get more convenience instead of having to use cash all the time to make payments or even pay bills. The convenience that comes with a reloaded Netspend card is unmatched.
Other Way For Load Your Netspend Card Balance
Yes. Besides, the reload locations mentioned above, there are other options that can help you reload your card. Some of the options that you will come across will require you to have Netspend’s account number and routing number at your fingertips for you to get started. These include the following:
1. Bank Transfer
As we speak, it is possible for you to transfer money from your checking or savings account to your Netspend card. However, your bank of choice has to be one that participates. For you to move money from the bank account to your Netspend card, you should log in to your account online and then link the bank account to your Netspend card. After that, you will be at liberty to move the funds seamlessly. As you make these transactions, be ready to incur some charges as some banks might charge higher fees than others.
2. Direct Deposit
If you normally receive a paycheck from your employer, it is possible for it to be deposited directly into your Netspend card. If you opt to receive your paycheck this way, you will enjoy more convenience as you will access your funds faster than you would with traditional banking practices. To put it into perspective, you will get your money within 2 days or thereabout. It is important to note that direct deposit usually works with a number of checks. These includes:
- Tax refunds
- Work paychecks
- Supplemental Security Income
- Social Security Benefits
- Railroad retirement benefits
- State unemployment benefits, which vary from one state to another
- Defense finance & accounting service payments
- Veteran’s benefits
- Government disability benefits-SSDI or workers compensation. This check varies from one state to another.
In case you a check of $500 or more is directly deposited into your Netspend card, you will be eligible to be upgraded to Netspend Premier. This will go a long way in reducing the overall transfer fees.
3. Mobile check load
Sometimes, you might have a physical check that you would like to deposit to your Netspend account. The good news is that you can now do this seamlessly. All you need to do is to download Netspend mobile app and then take a photo of that check and later make a deposit. In fact, there is a ‘Mobile Check Load’ option inside the app that allows you to take checks and upload them on the go.
4. Wire Transfer
Besides the above-mentioned money transfer methods, you can now move money from your Western Union account to your Netspend card. Just like any other money transfer method, be ready to incur some transfer fees. However, the amount that you will be charged may vary and will be calculated until the transaction takes place.
It is important to note that only some Netspend cards allow you to make this kind of transaction. This is because the wire transfer feature is not present on all Netspend cards. For optimal results, you should check whether your account comes with a wire transfer feature or not.
If you have some money in your PayPal account, you can now transfer it to your Netspend account seamlessly. However, you need first to link your Netspend account to your PayPal account. To do this, you should first login to your PayPal account by entering your PayPal email and password.
Once you log in, you will see many options on the PayPal dashboard. On the top toolbar, you will see the ‘Wallet’ option. Click it and then choose the ‘Link a Bank Account’ option. After that, key in the Netspend account and routing number and then click ‘Continue’. Confirm that everything is right, and then click the ‘Add Bank Account’ option.
Once you are done linking these two accounts, time is ripe for you to transfer funds to your Netspend account. First, you should log into your PayPal account and then tap the ‘Transfer to your Bank’ button. You will see this option below the balance showing on your PayPal dashboard.
Key in the amount you want to add to the Netspend card and then choose Netspend account as the destination account. Choose the ‘Continue’ option and then review the transaction. If everything is correct, click the ‘Submit’ button. To transfer funds from your PayPal account to your Netspend card, it may take about 2 to 4 days to complete the transaction.
FAQs – Frequently Asked Questions
What stores accept Netspend cards?
Currently, there is a myriad of stores that accept Netspend cards worldwide. From grocery stores to drug stores, there are many of them. Some of them include Walgreens, Walmart, Office Depot, CVS pharmacy, and so forth.
Is it possible to load Netspend card balance online?
Yes. Netspend cardholders can how to transfer money virtually from their checking or savings accounts directly onto their cards. As long as your bank offers online services, be sure that you will be good to go.
How long does it take to receive a Netspend card in the mail?
Once you place your order, be sure that the card will take about 7 to 10 business days for it to arrive. If the card does not arrive within the timelines mentioned above, feel free to contact Netspend’s customer care services at 1-866-387-7363.
Is it possible to load your Netspend card balance at 711?
Yes. Netspend cardholders can now load their cards at any of their 600 participating 711 locations in the United States. Unlike other reload locations, be sure that you will have a chance to reload your card 24/7.
Can someone send you money to your Netspend card?
Yes. As long as he or she has a Netspend account, he or she can send money to your Netspend card. All they need to do is to log in to their account and then key in vital details such as your name and your FlashPay ID. After that, enter the amount they want to send and authorize the transfer process.
With a Netspend card, be sure that you will have an easy time purchasing different items and even making payments out there. Since this card allows you to use it internationally, you will further enjoy more convenience. However, your card must have funds for you to make seamless transactions. The ideas mentioned above can help you reload your card so that you can be able to utilize it in various places. Consider these ideas today, and you will have a great experience using your Netspend card.