Nowadays, it is very difficult to live without a cell phone. Unlike in the years, cell phones have become a critical asset for many people out there. From communicating with friends to marketing your business, there is a lot that you can do with your mobile phone. In fact, the current smartphones allow you to visit different sites anytime you please. Therefore, you can use them for research, among many other things. As a result of the proliferation of modern tech devices, cell phones are no longer a luxury but rather a necessity. They have become part and parcel of our lives.
However, if you want to obtain any of these smartphones, you need to set a budget for them. This is because some of them usually cost an arm and leg depending on the features present on a particular handset. Sometimes, you might not have enough credit or money to acquire the handset of your dreams. If this is the case, you should not panic as there is a program known as ‘buy now pay later cell phones no credit check’ being provided by different cell phone organizations out there. However, most people are not aware of this program. The good news is that this article will help you know the finer details of this program.
If you do not have any credit or a bad credit record in the recent past, you can still get a new cell phone through this program. All you need to do is to get acknowledged about this program and you will be good to go. It is worth noting that the program has become an ideal choice for almost 60% of consumers since most of them got covered and felt part of developing economies.
What Does Buy Now Pay Later Phones No Credit Check Mean ?
If you choose to own a cell phone through this program, you will hold the phone’s ownership instead of owning it wholesomely. In other words, you will be hiring the cell phone from the company that offers this program out there. Some companies are very flexible when it comes to this program as they allow you to make payments in more than two years. As a result, you will not feel burdened to make payments later long.
Benefits Of Buy Now Pay Later Phones No Credit Check Program
This purchasing technique has proved to be very convenient for many people due to several reasons. In fact, it holds superiority over instantaneous payment methods of shopping. Some of the benefits of this program include:
1. Payment is made once you test the product
Unlike other scenarios where you have to pay for the product and then use it later, here you will pay once you have tested and even used the product. This way, you are guaranteed quality results. Also, you are bound to get the value for your money.
2. No credit card checks are done
Sometimes, you might have a lower credit score due to one reason or another. If this is the case, your bank or financial lender might hesitate to award you a loan that will facilitate the purchase of your dream phone. This can inconvenience you a great deal.
Fortunately, the buy now pay later phones no credit check program does not pay attention to the nature of your credit report. Even if you have a bad credit history, you can still get the smartphone of your dreams and then pay later. This has made this program more popular and desirable among many people out there.
3. No down payment is made on the goods
Finally, since you do not need to have credit or money to own a smartphone, this program has proved to be very useful among many people out there. In fact, this goes a long way in preventing the chances of incurring bad debts if you choose to borrow money and then fail to repay. As a result, it is very convenient for most people who want to have a smartphone.
Steps That One Should Follow When Enrolling For This Program
The good news is that the process one needs to follow to enjoy the benefits of this program is very easy. First, you need to sign an agreement with the company that provides the cell phone on a lease. Once you sign the agreement, you will be provided with a newly updated cell phone, and in exchange, you will be charged a monthly payment in the lease agreement.
It is worth noting that some cell phone companies usually offer their customers some benefits that might mesmerize you. These include:
- Bonuses
- Discounts
All these benefits are meant to attract you. The period of payment will vary from one company to another. For some, they can allow you to make payments in 18 months while others might allow you to make payments in 24 months and above. It all depends on the policy of the company involved.
It is worth noting that the company will still own the device you are using after the end of the leasing period. If you wish to retain the gadget, you can choose to pay an extra amount of money to make a purchase.
Alternatively, you can return the cell phone and then get an upgrade to a new smartphone. Also, you are left with the option of choosing another service provider. It all depends on what pleases you.
Top 4 Phones Under Buy Now Pay Later Phones No Credit Check Program
There are several cell phones one can buy through this program. These include:
1. Samsung Galaxy S8+ 64GB Factory Unlocked Smartphone – US Version
When it comes to mobile technology, you will agree that Samsung is one of the leading giant players. Also, it happens to be one of those companies that have appreciated the need for this program.
One of the phones that you can buy under this program from Samsung is the Samsung Galaxy S8+. This smartphone is adored as it comes with an edge-to-edge screen and smooth curves for a comfortable grip. Also, it boasts of having 64GB internal memory and 4 GB RAM.
The Samsung Galaxy S8+ can help you make your vacation memorable as you will be able to take high-quality photos and videos of yourself and those of your friends. Its superior 8MP camera will enable you to snap a crystal clear selfie. The rear camera has a resolution of 12 MP and an excellent flash to ensure that you capture the best pics out there.
Finally, if you are an underwater fan, this handset is the ultimate solution for you. Since it supports IP68 waterproofness, it will allow you to record footage even when you are underwater.
2. LG G6
Besides the Samsung S8+, you can still buy the LG G6 under this program. With this smartphone, you will stream your favorite Netflix series and even watch it in Full HD. You will note that its screen is 5.7 inches, whose resolution is 1440 X 2880 pixels.
It comes with a 5 MP camera that can enable you to record a 1080p video. The rear camera has a 13 MP lens that allows you to record a 2160p video with it. The good news is that you can utilize these cameras both on dry land and in water. If you choose to use the camera in water, you can only do this up to 1.5m for about 30 minutes.
Besides this, the phone comes with Android 7.0 (Nougat), which can be upgraded to Android 8.0 (Oreo). As far as the internal memory is concerned, the handset comes with 64 GB ROM and 4GB RAM.
3. Apple iPhone 8, GSM Unlocked, 64GB – Gold
If you are looking for a superior iPhone 8 that will not make you dig deeper into your pocket, this is the smartphone that you should consider buying under this program. You will note that it comes with all the features that suit your smart lifestyle. To start with, it comes with a 4.7″ screen, which allows you to watch videos in high definition.
Its7mp camera can assure you that you will have awesome face-time moments during your leisure time. This camera comes with a Retina Flash to ensure that everything is visible even when there is little or no light. Besides this, it comes with a 12 MP rear camera that allows you to capture high-quality photos and videos. Finally, the smartphone comes with 64GB internal memory and is powered by an A11 Bionic chip and Ios 12.
4. Google Pixel XL
The Buy Now Pay Later Phones No Credit Check program can allow you to secure Google Pixel XL. This handset actually looks like iPhone 7 plus. Apart from the home button, the rest of the front of this handset can make you confuse it for the iPhone 7 plus. It comes with a 5.5″ screen with a resolution of 1440 X 2560 pixels. Also, it comes with an 8 MP Selfie camera and a 12.3 MP camera with dual-LED Flash. As far as its memory is concerned, it comes with 32 GB, but there is a version with 128 GB.
Besides the above mention handsets, other smartphones that you can buy under this program include:
- Sony Xperia 1
- Samsung S9
- Apple iPhone Xs
- Samsung Galaxy S8
- Google Pixel
- iPhone 7
The Best Lease Now Pay Later Phones No Credit Check Providers
1. Sprint
You will note that Sprint is one of the best cellphone providers that offer the best services to all its clients as far as data, message, and talk time is concerned. If you choose to buy a mobile line from this service provider, you will have to part with $60. However, if you choose to buy three lines, you will pay $120. The good news is that the fourth and fifth line is entirely free.
Besides this, the service provider offers the leasing program to all its clients. Here, you will be able to upgrade after every 12 to 18 months. After that, you can choose to turn back the device or even purchase it at the end of the lease period.
2. TextNow Wireless 2GB LTE
Besides Sprint, the other service provider that you should consider is TextNow Wireless 2GB LTE. You will note that it normally gives unlimited calls, huge amounts of 4G LTE data, and even text messages. If you surpass the 4G LTE limit, you will be entitled to 2G speeds for your browsing and streaming.
With this service provider, you can choose to either buy a cellphone or even lease it for some time. The good news is that there are flexible terms of payment that will not strain your budget.
3. Tello
This is another non-contractor provider that allows you to choose the 4G LTE data and minutes you would like to use. It is worth noting that all its plans usually come with unlimited texts. If you have some unused balances, they are automatically rolled to the next billing period. This way, you will be able to maximize how you use airtime.
Besides this, the service provider leases cell phones to its clients out there. As you lease the cellphone from this service provider, you will enjoy unlimited use of data. However, this slows after attaining your 4G LTE data limit. After every 30 days, you will be able to renew your subscription, and you will be good to go.
4. US Mobile
Apart from the above-mentioned 3 service providers, US Mobile also leases cell phones to its clients out there. Besides this, you will enjoy more data, text messages, and talk-time that you need on a monthly basis. You will release that offers prepaid cellphone services. Here, you will make payments before the beginning of every month to enjoy these services.
Since it offers flexible terms for purchasing a cell phone from them, it is definitely one of the service providers that you should consider. Besides, you are allowed to make upgrades to your plans anytime you need adjustments. Some of the smart-phone brands that you can get from this service provider include:
- Alcatel
- HTC
- Huawei
- iPhone
- Samsung
- Sony Xperia
- LG
FAQs – Frequently Asked Questions
Can I finance a phone with no credit?
Yes. You can readily get a cell phone plan even when you have no credit history if you first pay a deposit. Here, the deposit amount usually varies from one service provider to another. The good news is that most service providers will refund your deposit after 12 months if you pay your bills on time.
Will Sprint approve me with no credit?
Yes. Sprint is one of those service providers that are good at working with customers who want to establish or re-establish their credit.
What if I want a new phone before I have made all my payments?
You will note that the phone must be paid in full to complete the leasing agreement and then close the loan. If you intend to buy another phone, you can choose to pay for the new phone in full at the time of purchase and carry on with the payments of the previous phone. Better still, you can pay the remaining balance of the previous phone and then sign a new leasing agreement for the new phone.
Will I have to sign anything before I get the phone?
Yes. You will need to sign an installment billing agreement before you get the handset. By doing this, you will be allowed to make monthly payments for your handset.
Where can I get a cell phone with bad credit?
If you have bad credit, you can get a cell phone plan from Sprint, Tello, US Mobile, and Verizon. These are some of the service providers that lease cell phones to different clients who have bad credit out there.
Conclusion
The buy now pay later cell phones no credit check program has proved to be very helpful to those people who would like to own handsets but do not have the much-needed credit. The above-mentioned service providers can help you secure the phone of your dreams and pay in installments. All you need to do is to choose a smartphone that meets your needs, and you will be good to go. Consider this program today, and you will enjoy more convenience.
